VIJ, S.; PANDOI, D. . Exploring The Nexus: External Variables and Perceived Usefulness of FINTECH Services Among the Middle-Income Demographic. Journal of Neonatal Surgery, Lahore, Pakistan, v. 14, n. 30S, p. 1–5, 2025. DOI: 10.63682/jns.v14i30S.6893. Disponível em: https://www.jneonatalsurg.com/index.php/jns/article/view/6893. Acesso em: 20 sep. 2025.