A Study Of Merger Of Sbi And Associate Banks And Its Probable Impact On Banks, Nagpur
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The merger of State Bank of India (SBI) with its associate banks has been one of the most significant events in the Indian banking sector in recent years. This study aims to analyze the merger process, its implications, and the probable impact on banking operations, customers, and the economy in the region of Nagpur. The merger, which brought together SBI with five of its associate banks, is expected to have far-reaching consequences on various facets of banking, including financial stability, service delivery, operational efficiency, and market competition.
The research will focus on the potential advantages and challenges faced by SBI post-merger, specifically in Nagpur, a key city in central India. Through a combination of qualitative and quantitative methods, the study will explore how the merger has affected the banking services, customer satisfaction, and
employment in the region. Additionally, the study will examine changes in the financial performance of the merged entities and the effects on customer access to banking services, particularly in terms of branch expansion, digital banking, and loan disbursement.
In conclusion, the study aims to provide a comprehensive understanding of the long-term effects of the SBI-Associate Banks merger on both the bank's operational capabilities and the banking environment in Nagpur. The findings are expected to offer valuable insights for policymakers, banking professionals, and customers, guiding future decisions regarding bank consolidation and the banking landscape in India.
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Books:
"Merger and Acquisitions in Banking" by S. K. Sinha
This book explores various aspects of mergers and acquisitions, especially in the banking sector. It would be helpful in understanding the broad principles and real-world case studies of mergers.
"Mergers and Acquisitions: Text and Cases" by A. V. A. K. Rao
This book offers insights into the strategies, processes, and practical issues in mergers and acquisitions, with a section devoted to banking sector mergers.
"Indian Financial System" by M. Y. Khan
This book provides an in-depth look at the Indian financial system, including the banking sector. It also includes the evolution and impact of various policies, including mergers.
"Banking Theory and Practice" by K. C. Shekhar and K. C. Shekhar
A textbook that offers comprehensive details on the practical aspects of banking, including mergers and their effects on bank operations and policies.
"Banking in India" by I. C. Dhingra
It covers the evolution of banking in India, including government policies and mergers of public sector banks like SBI and its associates.
"Banking Reforms in India" by A. S. S. Rana
This book discusses the regulatory changes and reforms in India's banking system, which would be useful to understand the backdrop of the SBI merger.
Research Papers & Articles:
"Impact of Merger and Acquisition on Banks' Performance: A Case Study of Indian Banks" by various authors in academic journals
Research articles that analyze the financial performance and operational outcomes of mergers in the Indian banking sector, specifically post-merger evaluations.
"Merger of Associate Banks with SBI: A Game Changer for Indian Banking?" - Research papers from journals like Economic and Political Weekly or Indian Journal of Economics and Business
Case studies and articles that focus specifically on the SBI and its associate banks' merger, including regional effects on banking hubs like Nagpur.
"Public Sector Bank Mergers: A Case Study of State Bank of India and Its Associates" - A report by the Indian Institute of Management (IIM)
This paper provides a detailed analysis of the merger, its strategic rationale, and its effects on banking operations, staff, and customers.
"The Impact of Mergers and Acquisitions on the Efficiency of Banks" by Chrysanthos Dellaportas, published in The Journal of Banking and Finance
This study looks at the operational efficiency before and after bank mergers.
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